Almshouse Insurance
Grout Insurance Brokers looks after the insurance of almost 1100 members of The Almshouse Association.
Our tailor-made policies, experience and personal service make us a valuable adviser to The Almshouse Association. This combined with the deep heritage and commercial property expertise of our partner insurer, means we can support Almshouse charities on all aspects of their insurance needs.
We do this at a competitive price, charging no arrangement fees or fees for changes that are made.
Some of the covers that we arrange include:
- Property Insurance, for Almshouse buildings as well as non-Almshouse residential buildings.
- Charity’s and Residents’ Contents.
- Trustee and Employee Fidelity Liability, extending to include spouses and retired/former trustees.
- Criminal Acts committed by an employee in respect of Property, Money or Securities, including funds transfer fraud and computer fraud.
- Public Liability.
- Employer’s Liability.
- Legal Expenses, including for employment disputes.
- Trauma Care.
- Personal Accident.
- Replacement locks and keys.
- Loss of charity money.
- Loss of rent &/or weekly maintenance contributions &alternative accommodation.
- Contract Works.
- Trace and Access of water leaks that cause insured damage.
- Loss Adjusters fees for high valued property claims.
Almshouse charities often have other risks that require protection. We can provide Almshouses with advice on all their insurance needs including commercial property, land, estates, residential care and nursing homes, lifts and boilers (including statutory inspection), churches and chapels, cyber liability cover and multi-people vehicle insurance including for minibuses.
Fill in your details and we will contact you to discuss your requirements.